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Write a payment reminder or overdue notice for your firm

A polite payment reminder or a clear overdue notice for unpaid fees, with the right notes for Austria and Germany.

Country
Stage
Recipient
Unpaid invoice
Sender
Notes
Tips for reminders and overdue notices
  • Give only the invoice number in the subject line, never the subject of the engagement.
  • Set a specific date as the deadline, not “seven days from receipt”.
  • Two weeks between stages is usual. More than three letters tends to weaken your position.
  • Attach the invoice again as a PDF, which saves a follow-up question.
  • With long-standing clients, a short phone call before a formal notice often helps.
  • It is best to also send the final notice by registered post.

Preview of your payment reminder

Language of the reminder

Clients in Austria and Germany often expect the German version. Legal references stay German in both versions.

Subject
Payment reminder: invoice no. 2026-0142

Message

Dear Sir or Madam, This has probably slipped through in the day-to-day rush: our invoice no. 2026-0142 of … for €1,180.00 was due on …, and we have not yet received payment. We kindly ask you to transfer the amount by …. If your payment has crossed with this letter, please disregard it. If you have any questions, you can reach us at +43 1 234 56 78, office@kanzlei-muster.at. Bank details: IBAN AT61 1904 3002 3457 3201, payment reference: 2026-0142 Kind regards Anna Muster Steuerberatung Muster

Made with meine-kanzlei-website.com

Unpaid fees are awkward for both sides. Most of the time the invoice has simply been overlooked, and a friendly reminder is enough. If payment still does not arrive, you need a clear tone, a new deadline and the right legal notes. The generator writes all three stages, for private individuals and businesses, in Austria and Germany.

Three stages: reminder, first notice, final notice

The payment reminder assumes the invoice was overlooked: no reproach, just a request to pay by a new date. The first notice is factual and mentions the consequences of late payment. The final notice announces that you will take the claim to court once the deadline has passed. You do not need more than these three letters, and neither Austria nor Germany has a legal requirement to send exactly three reminders.

Set a specific date as the deadline each time instead of “seven days from receipt”: that avoids any argument about when the letter arrived. Ten to fourteen days is usual.

Late-payment interest and the €40 flat fee

In Austria, statutory default interest towards consumers is 4% a year (§ 1000 ABGB), and between businesses 9.2 percentage points above the base rate (§ 456 UGB). From businesses, you can also claim a flat fee of €40 for recovery costs (§ 458 UGB).

In Germany, default interest is 5 percentage points above the base rate if a consumer is involved, otherwise 9 percentage points (§ 288 BGB). Here too, you are entitled to a flat fee of €40 from businesses (§ 288 Abs. 5 BGB), which is offset against later legal costs. The generator therefore only suggests the flat fee if you choose “Business”.

Confidentiality applies to reminders too

A reminder goes to the person who instructed you and to nobody else. In the subject line, give only the invoice number, not the subject of the engagement: emails get forwarded, and colleagues or family members sometimes read along in a mailbox. For lawyers, notaries, tax advisers and auditors, the duty of confidentiality also applies when it comes to their own fees.

In Austria, lawyers and notaries usually call their invoice a “Honorarnote” (fee note). The generator uses this term automatically; for all other professions and for Germany, it says “invoice”.

In brief

Questions on this topic

When can I send a reminder?

As soon as the invoice is due. If the invoice states a payment term, default begins the day after. In Germany, consumers who have not been sent a reminder are only in default 30 days after the due date and receipt of the invoice, and only if the invoice points this out (§ 286 Abs. 3 BGB). A friendly reminder shortly after the payment term has expired is always possible, though.

May I charge reminder fees?

From businesses, yes: you are entitled to the statutory flat fee of €40 in Austria (§ 458 UGB) and in Germany (§ 288 Abs. 5 BGB). From private individuals, you can only claim costs actually incurred and reasonable; flat reminder fees are risky unless they were agreed in advance. That is why the generator only suggests the flat fee for businesses.

Do I have to calculate the default interest in euros?

No. In the reminder, it is enough to state that you reserve the right to charge statutory default interest. You only calculate the exact amount when you take the claim to court or hand it to a debt collection agency. The Oesterreichische Nationalbank and the Deutsche Bundesbank publish the current base rates every six months.

By email or by letter?

An email is enough for the reminder and the first notice. It is best to also send the final notice by registered post, so that you can prove receipt in case of a dispute. You can use the text from the generator for both.

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